The card is not simple, but gold

Now let’s look at the options when additional income is generated by a credit card. Customers can choose from cards shopping cc with cashback for purchases (1-2% of all payments and 5-10% in certain categories) and credit cards with points that can be spent on air and train tickets, as well as on purchases in certain stores.

Let’s assume that a card is issued with a cashback accrual of 1% of daily purchases, for which 50% of the salary is spent. Then private cc shop even with a salary of 15,000 rubles, you will get 900 rubles back for the year. If you earn 100,000 rubles a month, the additional income will reach 6,000 rubles.